Charlotte Kugelmann was born in Bad Kissingen on July 5, 1872 as the first child of the art and antiquities dealer David Kugelmann and his wife Johanna, née Wormser. She had six younger siblings and lived with her parents in Theresienstrasse. Charlotte/ Lotte Kugelmann married the merchant Hermann Stahl, who had been born in Bad Kissingen in 1866, and moved to Munich with him. The couple’s two children Clara/ Clärchen (1895-1943) and Richard (*1904) were born there. Charlotte’s husband, the owner of the firm “Hermann Stahl, Leim-Import und Export” in Lindwurmstrasse 88, already died in 1919.

In March 1939, Charlotte Stahl emigrated to Hilversum in the Netherlands where her daughter Clara had been living since 1935. After the occupation of the Netherlands by German troops, she was imprisoned in the collective camp of Westerbork and deported on July 13, 1943 to Sobibor extermination camp from there. July 16 is noted as her date of death. She was 71 years old then.

Her daughter Clara and Clara’s husband Alfred Leo Benjamin Goldschmidt from Karlsruhe were also deported from Westerbork to Sobibor some days later and murdered there. Charlotte’s son Richard could emigrate to the United States in December 1938.